Clearance Sofas
Be quick and discover incredible savings across our stylish and comfortable clearance sofas. With a selection of ex-display and brand-new pieces, you'll be spoilt for choice with our not-to-be-missed clearance deals. Available in a catalogue of stylish colours and designs, there’s something for everyone. Act fast - once they’re gone, they’re gone.
Enter your postcode below to find clearance near you
BROWSE OUR RANGE OF EX-DISPLAY SOFAS
UP TO 60% OFF
DELIVERY WITHIN 7 DAYS*
*subject to availability
Add postcode to find clearance near you
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Cardiff - Capital Retail Park 1
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Chelmsford 1
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Cheltenham 1
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Chester 1
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Chesterfield 1
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Darlington 1
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Dunstable Clearance Centre 5
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Edinburgh - Straiton Retail Park 1
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Gateshead, Metro Retail Park 2
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Gateshead - Team Valley 2
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Harlow 2
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Liverpool - Speke 1
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Livingston 1
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London - Staples Corner 1
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Loughborough 1
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Mansfield 3
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Newport 1
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Northampton Clearance Centre 6
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North Shields 2
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Oldham 1
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Rotherham 1
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Scunthorpe 1
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Slough 1
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Stafford 1
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Stevenage 1
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Stirling 3
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Stockton 1
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Warrington 1
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Wigan 1
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Wrexham 2
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York 1
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 310 Save £309
Living
Aurora Fabric 2 Seater Standard Back SofaA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 189 cm | (74.4 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 70 cm | (27.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W189cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 138cm
- Height of arm rest: 70cm
- Weight of product: 47kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 310 Save £309
Book A Free Appointment at Blackburn
Aurora 2 Seater Sofa living space that combines style, comfort, and versatility. With its sleek design and attention to detail, this sofa is designed to elevate your home decor while providing a cosy seating experience.
Upgrade your living space with the Aurora 2 Seater Sofa Standard Back and enjoy the perfect combination of comfort and elegance. Indulge in moments of relaxation and create lasting memories with this remarkable piece of furniture.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Maisy Kobe Malachite Collection/1
Foot/Trim: Brushed Silver
Clearance price £ 555 Save £794
£ 15.42 a month for 3 years | 0% APR
Ideal Home
Maisy Fabric 3 Seater SofaA Height | 89 cm | (35.0 in) |
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B Width | 196 cm | (77.2 in) |
C Depth | 98 cm | (38.6 in) |
D Seat Height | 50.5 cm | (19.9 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 71 cm | (28.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H89cm, W196cm, D98cm
- Floor to seat height: 50.5cm
- Depth of seat: 55cm
- Width of seating area between arms: 152.4cm
- Height of arm rest: 71cm
- Weight of product: 52.5kg
Colour: Maisy Kobe Malachite Collection/1
Foot/Trim: Brushed Silver
Clearance price £ 555 Save £794
£ 15.42 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Introducing the Maisy Fabric 3 Seater Sofa – where contemporary sophistication and comfort unite to redefine your living space. Elevate your interior with this exceptional piece that not only adds a touch of style but also offers spacious seating for you and your loved ones.
The Maisy Fabric 3 Seater Sofa showcases a modern design that effortlessly complements various interior aesthetics. Its clean lines, sleek form, and meticulous attention to detail make it a versatile addition to any room seeking a touch of refined elegance.
Make the Maisy Fabric range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Lucky Beige
Clearance price £ 1,200 Save £1,429
£ 33.33 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater Power Recliner SofaA Height | 109.2 cm | (43.0 in) |
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B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 106kg
Colour: Lucky Beige
Clearance price £ 1,200 Save £1,429
£ 33.33 a month for 3 years | 0% APR
Book A Free Appointment at North Shields
Elevate your home's comfort and style with the La-Z-Boy Tamla 3 Seater Power Recliner Sofa. This exceptional sofa combines luxury with innovation, making it the perfect addition to your living space. Crafted by La-Z-Boy, a brand renowned for quality and comfort, this sofa boasts three generously proportioned seats, each equipped with power reclining features. Now, relaxation is at your fingertips, as you recline to your preferred position with just the push of a button.
Whether it's movie nights with friends or peaceful evenings with family, this sofa offers the perfect blend of style and convenience. The La-Z-Boy Tamla 3 Seater Power Recliner Sofa is the embodiment of luxury and functionality, ensuring that your living space becomes a haven of relaxation and quality time with loved ones.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 410 Save £479
£ 11.39 a month for 3 years | 0% APR
Living
Eliza Fabric 4 Seater SofaA Height | 92 cm | (36.2 in) |
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B Width | 244 cm | (96.1 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W244cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 193cm
- Height of arm rest: 66cm
- Weight of product: 34kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 410 Save £479
£ 11.39 a month for 3 years | 0% APR
Book A Free Appointment at Blackburn
Step into a world of opulence with the Eliza Fabric 4 Seater Sofa – a masterpiece of comfort and design that invites you to experience relaxation in its most exquisite form. This isn't just a sofa; it's a sanctuary where style and luxury converge to create an oasis of indulgence.
Imagine a space that's not just filled with furniture, but elevated with a touch of elegance. The Eliza Fabric 4 Seater Sofa isn't merely a seating arrangement; it's a visual symphony that transforms your living area into a gallery of comfort and refinement.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Alabama Collection Ivory
Foot/Trim: Oak Effect
Clearance price £ 760 Save £609
£ 21.11 a month for 3 years | 0% APR
Aquaclean
Mollie Fabric 1 Corner 3 Left Hand Facing Chaise SofaA Height | 87 cm | (34.3 in) |
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B Width | 245 cm | (96.5 in) |
C Depth | 160 cm | (63.0 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H87cm, W245cm, D160cm
- Floor to seat height: 47cm
- Depth of seat: 55cm
- Width of seating area between arms: 137cm
- Height of arm rest: 66cm
- Weight of product: 78kg
Colour: Alabama Collection Ivory
Foot/Trim: Oak Effect
Clearance price £ 760 Save £609
£ 21.11 a month for 3 years | 0% APR
Book A Free Appointment at Stirling
Introducing the Aquaclean Mollie Fabric 1 Corner 3 LHF Chaise, where style meets functionality in perfect harmony. This exceptional piece of furniture is designed to transform your living space into a haven of comfort and sophistication.
The Mollie Sofa also offers exceptional seating comfort. Sink into the luxuriously padded cushions and experience unparalleled support and cosiness. The spacious corner design, combined with the left-hand facing chaise, provides ample seating space for family and friends, making it the perfect sofa for entertaining or simply enjoying quiet moments of solitude.
Make the Mollie sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 250 Save £319
Living
Aurora Fabric Standard ChairA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 108 cm | (42.5 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 7 cm | (2.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W108cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 57cm
- Height of arm rest: 7cm
- Weight of product: 30kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 250 Save £319
Book A Free Appointment at Northampton Clearance Centre
Introducing the Aurora Standard Chair - a stylish and versatile seating option that combines comfort and sophistication in one elegant package. Whether you're looking to add a touch of luxury to your living room, bedroom, or office, this chair is the perfect choice.
Elevate your home or office decor with the Aurora Standard Chair. Its understated elegance, superior craftsmanship, and exceptional comfort make it a must-have addition to any space. Indulge in the luxurious seating experience provided by this remarkable chair and enjoy moments of relaxation in style.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Luna Collection Beige/Option 2
Foot/Trim: Mahogany Effect
Clearance price £ 250 Save £319
Living
Aurora Fabric Standard ChairA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 108 cm | (42.5 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 7 cm | (2.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W108cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 57cm
- Height of arm rest: 7cm
- Weight of product: 30kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Mahogany Effect
Clearance price £ 250 Save £319
Book A Free Appointment at Stafford
Introducing the Aurora Standard Chair - a stylish and versatile seating option that combines comfort and sophistication in one elegant package. Whether you're looking to add a touch of luxury to your living room, bedroom, or office, this chair is the perfect choice.
Elevate your home or office decor with the Aurora Standard Chair. Its understated elegance, superior craftsmanship, and exceptional comfort make it a must-have addition to any space. Indulge in the luxurious seating experience provided by this remarkable chair and enjoy moments of relaxation in style.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Kentash Collection Ivory
Foot/Trim: Oak Effect
Clearance price £ 450 Save £479
£ 12.50 a month for 3 years | 0% APR
Aquaclean
Mollie Fabric 3 Seater SofaA Height | 87 cm | (34.3 in) |
---|---|---|
B Width | 192 cm | (75.6 in) |
C Depth | 85 cm | (33.5 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H87cm, W192cm, D85cm
- Floor to seat height: 47cm
- Depth of seat: 55cm
- Width of seating area between arms: 140cm
- Height of arm rest: 66cm
- Weight of product: 41kg
Colour: Kentash Collection Ivory
Foot/Trim: Oak Effect
Clearance price £ 450 Save £479
£ 12.50 a month for 3 years | 0% APR
Book A Free Appointment at Wrexham
Introducing the Aquaclean Mollie Fabric 3 Seater Sofa, a perfect blend of style, comfort, and practicality.
One of the standout features of this remarkable chair is its Aquaclean technology. The specially treated fabric offers superior stain resistance, ensuring that accidental spills and stains are no longer a cause for concern. With just a little water, any mishap can be effortlessly wiped away, keeping your chair looking fresh and clean. No need to worry about expensive cleaning services or complicated maintenance routines – Aquaclean technology makes it easy to keep your chair in pristine condition.
Make the Mollie sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Pluto Cream/3
Foot/Trim: Chrome Feet
Clearance price £ 1,700 Save £1,539
£ 47.22 a month for 3 years | 0% APR
LLB
Regency Fabric 3 Corner 3 SofaA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 282 cm | (111.0 in) |
C Depth | 282 cm | (111.0 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 66 cm | (26.0 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W282cm, D282cm
- Floor to seat height: 47cm
- Depth of seat: 66cm
- Width of seating area between arms: 221cm
- Height of arm rest: 66cm
- Weight of product: 156kg
Colour: Pluto Cream/3
Foot/Trim: Chrome Feet
Clearance price £ 1,700 Save £1,539
£ 47.22 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Introducing the LLB Regency Fabric 3 Corner 3 - the pinnacle of elegance and comfort. This exceptional sectional sofa is crafted with meticulous attention to detail and boasts a regal design that exudes luxury and sophistication.
Upgrade your living space with the LLB Regency Fabric 3 Corner 3 and indulge in the perfect combination of luxury and comfort. Immerse yourself in the beauty and coziness of this exceptional sectional sofa, making it the heart of your home's social gatherings and cherished moments. Elevate your home decor with this exquisite piece, transforming your living room into a haven of style and sophistication.
Make the LLB at Home Regency collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Book A Free Appointment at Dunstable Clearance Centre
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Book A Free Appointment at Harlow
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Como Indigo Collection
Clearance price £ 340 Save £659
£ 9.44 a month for 3 years | 0% APR
Living
Willow Fabric 3 Seater SofaA Height | 87 cm | (34.3 in) |
---|---|---|
B Width | 198 cm | (78.0 in) |
C Depth | 85 cm | (33.5 in) |
D Seat Height | 45 cm | (17.7 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 60 cm | (23.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H87cm, W198cm, D85cm
- Floor to seat height: 45cm
- Depth of seat: 52cm
- Width of seating area between arms: 154cm
- Height of arm rest: 60cm
- Weight of product: 37.9kg
Colour: Como Indigo Collection
Clearance price £ 340 Save £659
£ 9.44 a month for 3 years | 0% APR
Book A Free Appointment at Gateshead - Team Valley
Introducing the Living Willow Fabric 3 Seater Sofa, a perfect blend of comfort and style for your living space. This elegant sofa is crafted with attention to detail, ensuring a luxurious seating experience for you and your guests.
The modern and versatile design of the Living Willow Sofa effortlessly complements various interior styles. Its clean lines and neutral colour palette make it a versatile choice for any living room.
Transform your living area into a sanctuary of comfort, style, and timeless beauty with the Living Willow Fabric 3 Seater Sofa. The carefully designed seating ensures both support and comfort, creating a cosy spot for relaxation.
Make the Willow sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 275 Save £354
Living
Eliza Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 275 Save £354
Book A Free Appointment at Northampton Clearance Centre
Introducing the Eliza Fabric Love Chair – a haven of intimacy and elegance that redefines cosiness and style in your living space. This isn't just a chair; it's a declaration of comfort, an invitation to snuggle up and create cherished moments.
As you settle into its embrace with a loved one, you'll realise that this chair isn't just about comfort; it's about celebrating relationships and making memories that last a lifetime.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
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© 2024 A. Share & Sons Limited. All rights reserved |
Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA |
Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance.
© 2024 A. Share & Sons Limited. All rights reserved Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance