Clearance Sofas
Be quick and discover incredible savings across our stylish and comfortable clearance sofas. With a selection of ex-display and brand-new pieces, you'll be spoilt for choice with our not-to-be-missed clearance deals. Available in a catalogue of stylish colours and designs, there’s something for everyone. Act fast - once they’re gone, they’re gone.
Enter your postcode below to find clearance near you
BROWSE OUR RANGE OF EX-DISPLAY SOFAS
UP TO 60% OFF
DELIVERY WITHIN 7 DAYS*
*subject to availability
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Aberdeen 1
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Chesterfield 3
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Colchester 1
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Darlington 1
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Dartford 1
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Dunstable Clearance Centre 4
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Durham 1
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Gateshead - Team Valley 2
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Ipswich 1
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Kidderminster 2
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Kilmarnock 2
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Liverpool - Speke 1
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London - Beckton 1
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Mansfield 1
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Northampton Clearance Centre 10
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North Shields 4
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Oldham 1
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Plymouth 1
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Preston 1
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Rotherham 1
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Scunthorpe 1
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Solihull 1
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Southampton - Hedge End 2
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South Shields 1
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Stevenage 1
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Stoke 1
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Sunderland 1
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Telford 4
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Wakefield 2
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Warrington 1
Colour: Jumbo Cord Black
Clearance price £ 520 Save £599
£ 14.44 a month for 3 years | 0% APR
Living
Chicago Fabric 2 Corner 1 Right Hand Facing Chaise SofaA Height | 76 cm | (29.9 in) |
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B Width | 166 cm | (65.4 in) |
C Depth | 213 cm | (83.9 in) |
D Seat Height | 40 cm | (15.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 63 cm | (24.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H76cm, W166cm, D213cm
- Floor to seat height: 40cm
- Depth of seat: 60cm
- Width of seating area between arms: 166cm
- Height of arm rest: 63cm
- Weight of product: 115kg
Colour: Jumbo Cord Black
Clearance price £ 520 Save £599
£ 14.44 a month for 3 years | 0% APR
Book A Free Appointment at Aberdeen
Whether you're curling up with a good book, entertaining friends, or just relaxing with your feet up, the Chicago 2 Corner 1 Right Hand Facing Chaise is the perfect choice for anyone looking to add a touch of sophistication and comfort to their home.
Designed for both relaxation and socialising, the chaise features a sophisticated right-hand facing design that maximises the use of space while offering an inviting and comfortable lounging experience. The corner configuration adds a touch of elegance to the room while making the most of every inch of your living area.
Make the Chicago range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Ashley Oatmeal
Clearance price £ 380 Save £219.99
£ 10.56 a month for 3 years | 0% APR
Living
Baxter Fabric 4 Seater SofaA Height | 89 cm | (35.0 in) |
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B Width | 220 cm | (86.6 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 46 cm | (18.1 in) |
E Seat Depth | 47 cm | (18.5 in) |
F Arm Height | 58 cm | (22.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H89cm, W220cm, D80cm
- Floor to seat height: 46cm
- Depth of seat: 47cm
- Width of seating area between arms: 182cm
- Height of arm rest: 58cm
- Weight of product: 52kg
Colour: Ashley Oatmeal
Clearance price £ 380 Save £219.99
£ 10.56 a month for 3 years | 0% APR
Book A Free Appointment at Northampton Clearance Centre
The Baxter Fabric 4 Seater Sofa offers expansive seating for you and your loved ones to gather and relax in comfort. Its generous dimensions become the perfect stage for hosting gatherings and creating lasting memories.
The Baxter Fabric 4 Seater Sofa boasts a timeless design with its classic silhouette and refined details. Its sophisticated charm becomes a captivating focal point, enhancing the ambiance of any room.
Make the Baxter sofa collection even more affordable and take advantage of our 3 years interest-free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Lucky Beige
Clearance price £ 1,200 Save £1,429
£ 33.33 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater Power Recliner SofaA Height | 109.2 cm | (43.0 in) |
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B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 106kg
Colour: Lucky Beige
Clearance price £ 1,200 Save £1,429
£ 33.33 a month for 3 years | 0% APR
Book A Free Appointment at North Shields
Elevate your home's comfort and style with the La-Z-Boy Tamla 3 Seater Power Recliner Sofa. This exceptional sofa combines luxury with innovation, making it the perfect addition to your living space. Crafted by La-Z-Boy, a brand renowned for quality and comfort, this sofa boasts three generously proportioned seats, each equipped with power reclining features. Now, relaxation is at your fingertips, as you recline to your preferred position with just the push of a button.
Whether it's movie nights with friends or peaceful evenings with family, this sofa offers the perfect blend of style and convenience. The La-Z-Boy Tamla 3 Seater Power Recliner Sofa is the embodiment of luxury and functionality, ensuring that your living space becomes a haven of relaxation and quality time with loved ones.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Flo Obsidin Collection
Foot/Trim: Brushed Gold
Clearance price £ 615 Save £784
£ 17.08 a month for 3 years | 0% APR
Ideal Home
Flo 4 Fabric Seater SofaA Height | 89.5 cm | (35.2 in) |
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B Width | 226 cm | (89.0 in) |
C Depth | 102 cm | (40.2 in) |
D Seat Height | 45 cm | (17.7 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 73 cm | (28.7 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H89.5cm, W226cm, D102cm
- Floor to seat height: 45cm
- Depth of seat: 55cm
- Width of seating area between arms: 172cm
- Height of arm rest: 73cm
- Weight of product: 58kg
Colour: Flo Obsidin Collection
Foot/Trim: Brushed Gold
Clearance price £ 615 Save £784
£ 17.08 a month for 3 years | 0% APR
Book A Free Appointment at Wakefield
The Flo 4 Fabric Seater Sofa boasts a sophisticated design that seamlessly merges with various interior aesthetics, from contemporary minimalism to cosy chic. Its clean lines, gently curved arms, and balanced proportions create an aura of refined beauty that catches the eye without overwhelming the room. The subtle yet exquisite stitching patterns accentuate its visual appeal, adding a touch of visual texture to the overall design.
The expansive four-seater configuration offers ample room for you, your loved ones, and guests to sit comfortably. It's the ideal choice for gatherings, conversations, or simply stretching out and enjoying quality time.
Make the Flo sofa collection even more affordable and take advantage of our interest free credit offers, 0% APR representative.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mercury Collection Cole/Plum
Foot/Trim: Chrome Feet
Clearance price £ 840 Save £809
£ 23.33 a month for 3 years | 0% APR
Ideal Home
Drake Fabric 4 Seater Split Sofa Standard BackA Height | 84 cm | (33.1 in) |
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B Width | 228 cm | (89.8 in) |
C Depth | 106 cm | (41.7 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 63 cm | (24.8 in) |
F Arm Height | 63 cm | (24.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W228cm, D106cm
- Floor to seat height: 47cm
- Depth of seat: 63cm
- Width of seating area between arms: 150cm
- Height of arm rest: 63cm
- Weight of product: 76kg
Colour: Mercury Collection Cole/Plum
Foot/Trim: Chrome Feet
Clearance price £ 840 Save £809
£ 23.33 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Crafted with meticulous attention to detail, the Drake Sofa boasts a spacious four-seater layout, providing ample room for family and friends to gather and unwind. The split design offers a perfect balance of intimacy and openness, ensuring that everyone finds their ideal spot for lounging.
Wrapped in sumptuous, high-quality fabric, the sofa not only exudes elegance but also guarantees a soft-to-touch experience. The tactile pleasure of the fabric is complemented by the thoughtfully designed standard backrest, providing ergonomic support that enhances your posture and encourages a leisurely posture.
Make the Drake range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Marine
Foot/Trim: Dark Feet
Clearance price £ 640 Save £459
£ 17.78 a month for 3 years | 0% APR
Living
Hoxton Velvet 3 Seater Left Hand Facing Chaise SofaA Height | 84 cm | (33.1 in) |
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B Width | 206 cm | (81.1 in) |
C Depth | 130 cm | (51.2 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W206cm, D130cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 170cm
- Height of arm rest: 68cm
- Weight of product: 62.5kg
Colour: Malia Marine
Foot/Trim: Dark Feet
Clearance price £ 640 Save £459
£ 17.78 a month for 3 years | 0% APR
Book A Free Appointment at Warrington
Introducing the Hoxton Velvet Maxi Sofa with a Left Hand Facing Chaise, a masterpiece of comfort and style that will transform your living space into a luxurious sanctuary. This exquisite sofa combines generous seating, a sleek design, and a chaise lounge for the ultimate in relaxation and sophistication.
Crafted with meticulous attention to detail, the Hoxton Velvet Maxi Sofa with Left Hand Facing Chaise showcases a modern and elegant silhouette that effortlessly complements any interior decor. Its spacious design, featuring a left-hand facing chaise, provides ample room for stretching out and unwinding in style.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Vitolini Black/Zinder Charcoal
Foot/Trim: Black Plastic Feet/Trim (fur01)
Clearance price £ 1,195 Save £1,174
£ 33.19 a month for 3 years | 0% APR
Living
Ashton Fabric 2 Corner 1 SofaA Height | 104 cm | (40.9 in) |
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B Width | 202 cm | (79.5 in) |
C Depth | 262 cm | (103.1 in) |
D Seat Height | 51 cm | (20.1 in) |
E Seat Depth | 54 cm | (21.3 in) |
F Arm Height | 69 cm | (27.2 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H104cm, W202cm, D262cm
- Floor to seat height: 51cm
- Depth of seat: 54cm
- Width of seating area between arms: 173cm
- Height of arm rest: 69cm
- Weight of product: 109kg
Colour: Vitolini Black/Zinder Charcoal
Foot/Trim: Black Plastic Feet/Trim (fur01)
Clearance price £ 1,195 Save £1,174
£ 33.19 a month for 3 years | 0% APR
Book A Free Appointment at Ipswich
Introducing the Ashton 2 corner 1 sofa, a stunning and versatile addition to any modern living room. This luxurious sofa is crafted with the finest materials, ensuring both durability and comfort.
The Ashton 2 corner 1 sofa features a contemporary design that adds a touch of elegance to any living space. The sumptuous cushioning and soft upholstery make it the perfect place to relax and unwind after a long day.
Crafted with a sturdy wooden frame and durable upholstery, this sofa is built to last. The corner design maximizes space, making it perfect for families or those who love to entertain guests. The modular design also allows for easy customization to suit your specific needs.
Make the Ashton sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Darwin Taupe
Clearance price £ 610 Save £589
£ 16.94 a month for 3 years | 0% APR
Living
Ethan 2 Seater Power Recliner SofaA Height | 105 cm | (41.3 in) |
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B Width | 160 cm | (63.0 in) |
C Depth | 98 cm | (38.6 in) |
D Seat Height | 48 cm | (18.9 in) |
E Seat Depth | 53 cm | (20.9 in) |
F Arm Height | 65 cm | (25.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H105cm, W160cm, D98cm
- Floor to seat height: 48cm
- Depth of seat: 53cm
- Width of seating area between arms: 109cm
- Height of arm rest: 65cm
- Weight of product: 86kg
Colour: Darwin Taupe
Clearance price £ 610 Save £589
£ 16.94 a month for 3 years | 0% APR
Book A Free Appointment at Gateshead - Team Valley
Introducing the Living Ethan 2 Seater Power Recliner Sofa – a luxurious and sophisticated addition to your living space that redefines comfort and style. This exquisite sofa combines contemporary design with advanced technology, offering you the ultimate seating experience.
Upgrade your living room with the Living Ethan 2 Seater Power Recliner Sofa, and experience the epitome of luxurious living. Create lasting memories with your loved ones as you enjoy the ultimate seating experience on this stylish and technologically advanced sofa. Indulge in unparalleled comfort and relaxation with the Ethan 2 Seater Power Recliner Sofa today.
Make the Ethan range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Woolrich 4641 Brown/Self Stitch
Foot/Trim: Walnut Feet/Metal Trim
Clearance price £ 1,365 Save £2,134
£ 37.92 a month for 3 years | 0% APR
SiSi
Sisi Italia Lucca 3 Seater Power Recliner SofaA Height | 98 cm | (38.6 in) |
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B Width | 204 cm | (80.3 in) |
C Depth | 102 cm | (40.2 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 59 cm | (23.2 in) |
F Arm Height | 65 cm | (25.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H98cm, W204cm, D102cm
- Floor to seat height: 47cm
- Depth of seat: 59cm
- Width of seating area between arms: 158cm
- Height of arm rest: 65cm
- Weight of product: 116kg
Colour: Woolrich 4641 Brown/Self Stitch
Foot/Trim: Walnut Feet/Metal Trim
Clearance price £ 1,365 Save £2,134
£ 37.92 a month for 3 years | 0% APR
Book A Free Appointment at Wakefield
Indulge in the epitome of comfort and luxury with the Sisi Italia Lucca 3 Seater Power Recliner Sofa, a true masterpiece of modern furniture. This remarkable sofa is designed to redefine the way you relax in your living space, with three generously-sized seats and power reclining capabilities that offer unparalleled comfort and versatility. Whether you're hosting family gatherings, movie nights, or simply seeking the perfect spot to unwind, this sofa effortlessly caters to your every comfort need.
Its sleek design and versatile color options make it a seamless fit for various interior decor styles, adding a touch of luxury and comfort to your home. The Sisi Italia Lucca 3 Seater Power Recliner Sofa is more than just a piece of furniture; it's an invitation to experience the height of comfort and style in your home.
Make the Lucca range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Natura 4217 Chocolate/Self Stitch
Foot/Trim: Walnut Feet/No Trim
Clearance price £ 1,365 Save £2,134
£ 37.92 a month for 3 years | 0% APR
SiSi
Sisi Italia Lucca 3 Seater Power Recliner SofaA Height | 98 cm | (38.6 in) |
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B Width | 204 cm | (80.3 in) |
C Depth | 102 cm | (40.2 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 59 cm | (23.2 in) |
F Arm Height | 65 cm | (25.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H98cm, W204cm, D102cm
- Floor to seat height: 47cm
- Depth of seat: 59cm
- Width of seating area between arms: 158cm
- Height of arm rest: 65cm
- Weight of product: 116kg
Colour: Natura 4217 Chocolate/Self Stitch
Foot/Trim: Walnut Feet/No Trim
Clearance price £ 1,365 Save £2,134
£ 37.92 a month for 3 years | 0% APR
Book A Free Appointment at Plymouth
Indulge in the epitome of comfort and luxury with the Sisi Italia Lucca 3 Seater Power Recliner Sofa, a true masterpiece of modern furniture. This remarkable sofa is designed to redefine the way you relax in your living space, with three generously-sized seats and power reclining capabilities that offer unparalleled comfort and versatility. Whether you're hosting family gatherings, movie nights, or simply seeking the perfect spot to unwind, this sofa effortlessly caters to your every comfort need.
Its sleek design and versatile color options make it a seamless fit for various interior decor styles, adding a touch of luxury and comfort to your home. The Sisi Italia Lucca 3 Seater Power Recliner Sofa is more than just a piece of furniture; it's an invitation to experience the height of comfort and style in your home.
Make the Lucca range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Jumbo Cord Black
Clearance price £ 110 Save £149
Living
Chicago Fabric Standard FootstoolA Height | 50 cm | (19.7 in) |
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B Width | 70 cm | (27.6 in) |
C Depth | 70 cm | (27.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H50cm, W70cm, D70cm
- Weight of product: 15kg
Colour: Jumbo Cord Black
Clearance price £ 110 Save £149
Book A Free Appointment at Darlington
It's not just about comfort - the Chicago Standard Footstool is also a stunning piece of modern design. Its simple and uncluttered style creates a sense of sophistication and elegance, while its angular silhouette and clean lines make it a standout addition to any contemporary living space.
Whether you're looking for a stylish and practical addition to your home or simply need a comfortable place to rest your feet, the Chicago Standard Footstool is the perfect choice. With its sleek design, sumptuous cushioning, and versatile style, this footstool is sure to become a favorite in your home.
Make the Chicago range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Jumbo Cord Black
Clearance price £ 110 Save £149
Living
Chicago Fabric Standard FootstoolA Height | 50 cm | (19.7 in) |
---|---|---|
B Width | 70 cm | (27.6 in) |
C Depth | 70 cm | (27.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H50cm, W70cm, D70cm
- Weight of product: 15kg
Colour: Jumbo Cord Black
Clearance price £ 110 Save £149
Book A Free Appointment at Northampton Clearance Centre
It's not just about comfort - the Chicago Standard Footstool is also a stunning piece of modern design. Its simple and uncluttered style creates a sense of sophistication and elegance, while its angular silhouette and clean lines make it a standout addition to any contemporary living space.
Whether you're looking for a stylish and practical addition to your home or simply need a comfortable place to rest your feet, the Chicago Standard Footstool is the perfect choice. With its sleek design, sumptuous cushioning, and versatile style, this footstool is sure to become a favorite in your home.
Make the Chicago range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Tiffany Black
Foot/Trim: Black Metal Feet
Clearance price £ 190 Save £189
Living
Margo Fabric Bench FootstoolA Height | 43 cm | (16.9 in) |
---|---|---|
B Width | 140 cm | (55.1 in) |
C Depth | 60 cm | (23.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H43cm, W140cm, D60cm
- Weight of product: 20kg
Colour: Tiffany Black
Foot/Trim: Black Metal Feet
Clearance price £ 190 Save £189
Book A Free Appointment at Kilmarnock
Introducing the Margo Bench Footstool: Your Luxurious Escape into Comfort and Style! Step into a world of unparalleled comfort and sophistication with the Margo Bench Footstool – a piece that's more than just furniture; it's an expression of your personal retreat.
Crafted with an artist's touch, the Margo Bench Footstool is a testament to both form and function. Its sleek lines and contemporary design effortlessly blend into any space, while its versatility ensures it stands as a practical yet elegant addition.
Make the Margo range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
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© 2024 A. Share & Sons Limited. All rights reserved |
Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA |
Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance.
© 2024 A. Share & Sons Limited. All rights reserved Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance