Clearance Sofas
Be quick and discover incredible savings across our stylish and comfortable clearance sofas. Featuring ex-display items, you'll be spoilt for choice with our not-to-be-missed clearance deals. Available in a catalogue of stylish colours and designs, there’s something for everyone. Act fast - once they’re gone, they’re gone.
Enter your postcode below to find clearance near you
SEARCH 1000s OF EX-DISPLAY SOFAS
UP TO 60% OFF
DELIVERY WITHIN 7 DAYS*
*subject to availability
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Cardiff - Capital Retail Park 2
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Chelmsford 1
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Chester 2
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Colchester 1
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Dartford 1
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Doncaster 1
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Dunstable Clearance Centre 6
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Edinburgh - Straiton Retail Park 2
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Gateshead, Metro Retail Park 3
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Gateshead - Team Valley 3
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Grimsby 1
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Kilmarnock 1
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Livingston 2
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Mansfield 1
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Middlesbrough - Cleveland 3
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Northampton Clearance Centre 11
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Nottingham - Lady Bay Retail Park 1
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Oldham 2
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Plymouth 1
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Rotherham 2
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Slough 1
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Stafford 1
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Telford 2
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Warrington 1
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York 1
Colour: Coda Black
Clearance price £ 1,200 Save £699.99
£ 33.33 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater Power Recliner SofaA Height | 109.2 cm | (43.0 in) |
---|---|---|
B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 106kg
Colour: Coda Black
Clearance price £ 1,200 Save £699.99
£ 33.33 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Elevate your home's comfort and style with the La-Z-Boy Tamla 3 Seater Power Recliner Sofa. This exceptional sofa combines luxury with innovation, making it the perfect addition to your living space. Crafted by La-Z-Boy, a brand renowned for quality and comfort, this sofa boasts three generously proportioned seats, each equipped with power reclining features. Now, relaxation is at your fingertips, as you recline to your preferred position with just the push of a button.
Whether it's movie nights with friends or peaceful evenings with family, this sofa offers the perfect blend of style and convenience. The La-Z-Boy Tamla 3 Seater Power Recliner Sofa is the embodiment of luxury and functionality, ensuring that your living space becomes a haven of relaxation and quality time with loved ones.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Coda Black
Clearance price £ 1,200 Save £699.99
£ 33.33 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater Power Recliner SofaA Height | 109.2 cm | (43.0 in) |
---|---|---|
B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 106kg
Colour: Coda Black
Clearance price £ 1,200 Save £699.99
£ 33.33 a month for 3 years | 0% APR
Book A Free Appointment at Northampton Clearance Centre
Elevate your home's comfort and style with the La-Z-Boy Tamla 3 Seater Power Recliner Sofa. This exceptional sofa combines luxury with innovation, making it the perfect addition to your living space. Crafted by La-Z-Boy, a brand renowned for quality and comfort, this sofa boasts three generously proportioned seats, each equipped with power reclining features. Now, relaxation is at your fingertips, as you recline to your preferred position with just the push of a button.
Whether it's movie nights with friends or peaceful evenings with family, this sofa offers the perfect blend of style and convenience. The La-Z-Boy Tamla 3 Seater Power Recliner Sofa is the embodiment of luxury and functionality, ensuring that your living space becomes a haven of relaxation and quality time with loved ones.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 410 Save £289.99
£ 11.39 a month for 3 years | 0% APR
Living
Eliza Fabric 4 Seater SofaA Height | 92 cm | (36.2 in) |
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B Width | 244 cm | (96.1 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W244cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 193cm
- Height of arm rest: 66cm
- Weight of product: 34kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 410 Save £289.99
£ 11.39 a month for 3 years | 0% APR
Book A Free Appointment at Blackburn
Step into a world of opulence with the Eliza Fabric 4 Seater Sofa – a masterpiece of comfort and design that invites you to experience relaxation in its most exquisite form. This isn't just a sofa; it's a sanctuary where style and luxury converge to create an oasis of indulgence.
Imagine a space that's not just filled with furniture, but elevated with a touch of elegance. The Eliza Fabric 4 Seater Sofa isn't merely a seating arrangement; it's a visual symphony that transforms your living area into a gallery of comfort and refinement.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 250 Save £649
Living
Aurora Fabric Standard ChairA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 108 cm | (42.5 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 7 cm | (2.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W108cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 57cm
- Height of arm rest: 7cm
- Weight of product: 30kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 250 Save £649
Book A Free Appointment at Northampton Clearance Centre
Introducing the Aurora Standard Chair - a stylish and versatile seating option that combines comfort and sophistication in one elegant package. Whether you're looking to add a touch of luxury to your living room, bedroom, or office, this chair is the perfect choice.
Elevate your home or office decor with the Aurora Standard Chair. Its understated elegance, superior craftsmanship, and exceptional comfort make it a must-have addition to any space. Indulge in the luxurious seating experience provided by this remarkable chair and enjoy moments of relaxation in style.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Luna Collection Beige/Option 2
Foot/Trim: Mahogany Effect
Clearance price £ 250 Save £649
Living
Aurora Fabric Standard ChairA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 108 cm | (42.5 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 7 cm | (2.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W108cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 57cm
- Height of arm rest: 7cm
- Weight of product: 30kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Mahogany Effect
Clearance price £ 250 Save £649
Book A Free Appointment at Stafford
Introducing the Aurora Standard Chair - a stylish and versatile seating option that combines comfort and sophistication in one elegant package. Whether you're looking to add a touch of luxury to your living room, bedroom, or office, this chair is the perfect choice.
Elevate your home or office decor with the Aurora Standard Chair. Its understated elegance, superior craftsmanship, and exceptional comfort make it a must-have addition to any space. Indulge in the luxurious seating experience provided by this remarkable chair and enjoy moments of relaxation in style.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Mallard
Foot/Trim: Dark Feet
Clearance price £ 270 Save £589
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
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B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Mallard
Foot/Trim: Dark Feet
Clearance price £ 270 Save £589
Book A Free Appointment at Tunbridge Wells
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Sporter Plain Black All Over
Clearance price £ 470 Save £379
£ 13.06 a month for 3 years | 0% APR
Living
Cloud Fabric Love Seat Manual ReclinerA Height | 107 cm | (42.1 in) |
---|---|---|
B Width | 130 cm | (51.2 in) |
C Depth | 102 cm | (40.2 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 67 cm | (26.4 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H107cm, W130cm, D102cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 75cm
- Height of arm rest: 67cm
- Weight of product: 70kg
Colour: Sporter Plain Black All Over
Clearance price £ 470 Save £379
£ 13.06 a month for 3 years | 0% APR
Book A Free Appointment at Dartford
Introducing the Living Cloud Fabric Love Seat Manual Recliner: a perfect blend of style, comfort, and functionality. This exquisite chair combines a compact design, luxurious upholstery, and a manual reclining feature, creating a cosy and inviting seating option for your living space.
Experience the ultimate in relaxation with the manual reclining feature of this sofa. Effortlessly recline the seats to your desired position using the easy-to-use lever on the side. Whether you want to sit upright, lean back for a more comfortable position, or fully extend the footrests to enjoy a truly indulgent lounging experience, the Living Cloud Manual Recliner Sofa adapts to your preferences.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Oslo Amethyst/Oslo Pearl
Clearance price £ 690 Save £959
£ 19.17 a month for 3 years | 0% APR
Living
Ethan 2 Seater Power Recliner Sofa with Head TiltA Height | 105 cm | (41.3 in) |
---|---|---|
B Width | 160 cm | (63.0 in) |
C Depth | 98 cm | (38.6 in) |
D Seat Height | 48 cm | (18.9 in) |
E Seat Depth | 53 cm | (20.9 in) |
F Arm Height | 65 cm | (25.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H105cm, W160cm, D98cm
- Floor to seat height: 48cm
- Depth of seat: 53cm
- Width of seating area between arms: 109cm
- Height of arm rest: 65cm
- Weight of product: 93kg
Colour: Oslo Amethyst/Oslo Pearl
Clearance price £ 690 Save £959
£ 19.17 a month for 3 years | 0% APR
Book A Free Appointment at Gateshead, Metro Retail Park
Step into a realm of pure comfort and sophistication with the Living Ethan 2 Seater Power Recliner Sofa – an embodiment of relaxation and innovation that transcends the ordinary. This isn't just a sofa; it's a gateway to a world where comfort and style converge in a symphony of luxury.
This isn't just furniture; it's a masterpiece of modern design, a statement piece that exudes elegance and grace. Its sleek lines and contemporary silhouette become an extension of your personal style, an invitation to immerse yourself in luxury.
Make the Ethan range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: 0052 Duck Egg Oban Plaid
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £754
£ 14.58 a month for 3 years | 0% APR
Inspire
Roseland Fabric Snuggler ChairA Height | 97 cm | (38.2 in) |
---|---|---|
B Width | 148 cm | (58.3 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H97cm, W148cm, D96cm
- Floor to seat height: 52cm
- Depth of seat: 56cm
- Width of seating area between arms: 90cm
- Height of arm rest: 68cm
- Weight of product: 43kg
Colour: 0052 Duck Egg Oban Plaid
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £754
£ 14.58 a month for 3 years | 0% APR
Book A Free Appointment at Cardiff - Capital Retail Park
The Inspire Roseland sofa collection would make a classic addition to any living space, combining high quality fabrics and timeless designs.
With a range of plain and patterned fabrics to choose from, each piece is complete with luxurious foam seat interiors as standard ensuring maximum support and comfort and fibre filled back cushions. Available in the collection are two sizes of sofas and sofa beds, with a range of coordinating chairs and footstools.
Make the Inspire Roseland sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: 0432 Duck Egg Chenille Herringbone
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £624
£ 14.58 a month for 3 years | 0% APR
Inspire
Roseland Fabric Snuggler ChairA Height | 97 cm | (38.2 in) |
---|---|---|
B Width | 148 cm | (58.3 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H97cm, W148cm, D96cm
- Floor to seat height: 52cm
- Depth of seat: 56cm
- Width of seating area between arms: 90cm
- Height of arm rest: 68cm
- Weight of product: 43kg
Colour: 0432 Duck Egg Chenille Herringbone
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £624
£ 14.58 a month for 3 years | 0% APR
Book A Free Appointment at Slough
The Inspire Roseland sofa collection would make a classic addition to any living space, combining high quality fabrics and timeless designs.
With a range of plain and patterned fabrics to choose from, each piece is complete with luxurious foam seat interiors as standard ensuring maximum support and comfort and fibre filled back cushions. Available in the collection are two sizes of sofas and sofa beds, with a range of coordinating chairs and footstools.
Make the Inspire Roseland sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Kronos Black
Foot/Trim: Black Metal Feet
Clearance price £ 290 Save £279
Living
Margo Fabric Standard ChairA Height | 74 cm | (29.1 in) |
---|---|---|
B Width | 99 cm | (39.0 in) |
C Depth | 86 cm | (33.9 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 58 cm | (22.8 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H74cm, W99cm, D86cm
- Floor to seat height: 47cm
- Depth of seat: 58cm
- Width of seating area between arms: 65cm
- Height of arm rest: 74cm
- Weight of product: 35kg
Colour: Kronos Black
Foot/Trim: Black Metal Feet
Clearance price £ 290 Save £279
Book A Free Appointment at Kilmarnock
Introducing the Margo Standard Chair: Where Classic Elegance Meets Unparalleled Comfort!
Step into a world of refined luxury with the Margo Standard Chair – a masterpiece that's not just a seat, but a statement of your discerning taste. Designed to transform any space into an oasis of sophistication and relaxation, the Margo Chair is a true embodiment of timeless charm.
Make the Margo range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Tara Turtledove Grey
Clearance price £ 510 Save £439
£ 14.17 a month for 3 years | 0% APR
Living
Ethan Power Recliner Chair with Head Tilt & LumbarA Height | 105 cm | (41.3 in) |
---|---|---|
B Width | 102 cm | (40.2 in) |
C Depth | 98 cm | (38.6 in) |
D Seat Height | 48 cm | (18.9 in) |
E Seat Depth | 53 cm | (20.9 in) |
F Arm Height | 65 cm | (25.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H105cm, W102cm, D98cm
- Floor to seat height: 48cm
- Depth of seat: 53cm
- Width of seating area between arms: 51cm
- Height of arm rest: 65cm
- Weight of product: 59.5kg
Colour: Tara Turtledove Grey
Clearance price £ 510 Save £439
£ 14.17 a month for 3 years | 0% APR
Book A Free Appointment at Northampton Clearance Centre
Introducing the Living Ethan Power Recliner Chair – a throne of opulence and innovation that transcends the boundaries of ordinary seating. This isn't just a chair; it's a gateway to a world where comfort and technology harmonise in a symphony of luxury.
Elevate your living space, redefine relaxation, and embrace the extraordinary with the Living Ethan Power Recliner Chair with Head Tilt & Lumbar Support. It's more than just a chair; it's an invitation to indulge in the art of comfort, where every moment is a reminder of the opulence you deserve.
Make the Ethan range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mercury Collection Cole/Plum
Foot/Trim: Chrome Feet
Clearance price £ 840 Save £529.99
£ 23.33 a month for 3 years | 0% APR
Ideal Home
Drake Fabric 4 Seater Split Sofa Standard BackA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 228 cm | (89.8 in) |
C Depth | 106 cm | (41.7 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 63 cm | (24.8 in) |
F Arm Height | 63 cm | (24.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W228cm, D106cm
- Floor to seat height: 47cm
- Depth of seat: 63cm
- Width of seating area between arms: 150cm
- Height of arm rest: 63cm
- Weight of product: 76kg
Colour: Mercury Collection Cole/Plum
Foot/Trim: Chrome Feet
Clearance price £ 840 Save £529.99
£ 23.33 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Crafted with meticulous attention to detail, the Drake Sofa boasts a spacious four-seater layout, providing ample room for family and friends to gather and unwind. The split design offers a perfect balance of intimacy and openness, ensuring that everyone finds their ideal spot for lounging.
Wrapped in sumptuous, high-quality fabric, the sofa not only exudes elegance but also guarantees a soft-to-touch experience. The tactile pleasure of the fabric is complemented by the thoughtfully designed standard backrest, providing ergonomic support that enhances your posture and encourages a leisurely posture.
Make the Drake range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
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© 2024 A. Share & Sons Limited. All rights reserved |
Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA |
Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance.
© 2024 A. Share & Sons Limited. All rights reserved Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance