Clearance Sofas
Be quick and discover incredible savings across our stylish and comfortable clearance sofas. With a selection of ex-display and brand-new pieces, you'll be spoilt for choice with our not-to-be-missed clearance deals. Available in a catalogue of stylish colours and designs, there’s something for everyone. Act fast - once they’re gone, they’re gone.
Enter your postcode below to find clearance near you
BROWSE OUR RANGE OF EX-DISPLAY SOFAS
UP TO 60% OFF
DELIVERY WITHIN 7 DAYS*
*subject to availability
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Bedford 1
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Bridgend 1
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Bromborough 1
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Cardiff - Capital Retail Park 1
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Colchester 1
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Darlington 1
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Dunstable Clearance Centre 4
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Harlow 2
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Liverpool - Speke 1
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London - Beckton 1
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London - Staples Corner 1
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Middlesbrough - Cleveland 1
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Northampton Clearance Centre 3
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North Shields 1
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Rotherham 2
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Slough 1
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Stockton 1
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Sunderland 1
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Tunbridge Wells 2
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Warrington 2
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Wigan 1
Colour: Malia Mallard
Foot/Trim: Light Feet
Clearance price £ 340 Save £159
£ 9.44 a month for 3 years | 0% APR
Living
Hoxton Compact Velvet 3 Seater SofaA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 186 cm | (73.2 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W186cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 151cm
- Height of arm rest: 68cm
- Weight of product: 43kg
Colour: Malia Mallard
Foot/Trim: Light Feet
Clearance price £ 340 Save £159
£ 9.44 a month for 3 years | 0% APR
Book A Free Appointment at Colchester
The star of the show is the sumptuous velvet upholstery that envelopes the sofa, providing a soft and velvety touch that indulges your senses. The high-quality velvet fabric not only adds a touch of opulence but also offers exceptional durability, ensuring that your sofa will retain its beauty for years to come.
The Hoxton Velvet 3 Seater Sofa is not just a sight to behold; it's also built to last. The sturdy wooden frame and robust construction ensure stability and durability, making it a long-lasting addition to your home. The sleek metal legs add a modern touch and provide reliable support, while their elegant design adds a subtle sophistication.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Maisy Kobe Malachite Collection/1
Foot/Trim: Brushed Silver
Clearance price £ 555 Save £794
£ 15.42 a month for 3 years | 0% APR
Ideal Home
Maisy Fabric 3 Seater SofaA Height | 89 cm | (35.0 in) |
---|---|---|
B Width | 196 cm | (77.2 in) |
C Depth | 98 cm | (38.6 in) |
D Seat Height | 50.5 cm | (19.9 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 71 cm | (28.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H89cm, W196cm, D98cm
- Floor to seat height: 50.5cm
- Depth of seat: 55cm
- Width of seating area between arms: 152.4cm
- Height of arm rest: 71cm
- Weight of product: 52.5kg
Colour: Maisy Kobe Malachite Collection/1
Foot/Trim: Brushed Silver
Clearance price £ 555 Save £794
£ 15.42 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Introducing the Maisy Fabric 3 Seater Sofa – where contemporary sophistication and comfort unite to redefine your living space. Elevate your interior with this exceptional piece that not only adds a touch of style but also offers spacious seating for you and your loved ones.
The Maisy Fabric 3 Seater Sofa showcases a modern design that effortlessly complements various interior aesthetics. Its clean lines, sleek form, and meticulous attention to detail make it a versatile addition to any room seeking a touch of refined elegance.
Make the Maisy Fabric range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Lucky Beige
Clearance price £ 1,200 Save £1,429
£ 33.33 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater Power Recliner SofaA Height | 109.2 cm | (43.0 in) |
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B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 106kg
Colour: Lucky Beige
Clearance price £ 1,200 Save £1,429
£ 33.33 a month for 3 years | 0% APR
Book A Free Appointment at North Shields
Elevate your home's comfort and style with the La-Z-Boy Tamla 3 Seater Power Recliner Sofa. This exceptional sofa combines luxury with innovation, making it the perfect addition to your living space. Crafted by La-Z-Boy, a brand renowned for quality and comfort, this sofa boasts three generously proportioned seats, each equipped with power reclining features. Now, relaxation is at your fingertips, as you recline to your preferred position with just the push of a button.
Whether it's movie nights with friends or peaceful evenings with family, this sofa offers the perfect blend of style and convenience. The La-Z-Boy Tamla 3 Seater Power Recliner Sofa is the embodiment of luxury and functionality, ensuring that your living space becomes a haven of relaxation and quality time with loved ones.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: 0052 Duck Egg Oban Plaid
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £664
£ 14.58 a month for 3 years | 0% APR
Inspire
Roseland Fabric Snuggler ChairA Height | 97 cm | (38.2 in) |
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B Width | 148 cm | (58.3 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H97cm, W148cm, D96cm
- Floor to seat height: 52cm
- Depth of seat: 56cm
- Width of seating area between arms: 90cm
- Height of arm rest: 68cm
- Weight of product: 43kg
Colour: 0052 Duck Egg Oban Plaid
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £664
£ 14.58 a month for 3 years | 0% APR
Book A Free Appointment at Cardiff - Capital Retail Park
The Inspire Roseland sofa collection would make a classic addition to any living space, combining high quality fabrics and timeless designs.
With a range of plain and patterned fabrics to choose from, each piece is complete with luxurious foam seat interiors as standard ensuring maximum support and comfort and fibre filled back cushions. Available in the collection are two sizes of sofas and sofa beds, with a range of coordinating chairs and footstools.
Make the Inspire Roseland sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: 0432 Duck Egg Chenille Herringbone
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £534
£ 14.58 a month for 3 years | 0% APR
Inspire
Roseland Fabric Snuggler ChairA Height | 97 cm | (38.2 in) |
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B Width | 148 cm | (58.3 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H97cm, W148cm, D96cm
- Floor to seat height: 52cm
- Depth of seat: 56cm
- Width of seating area between arms: 90cm
- Height of arm rest: 68cm
- Weight of product: 43kg
Colour: 0432 Duck Egg Chenille Herringbone
Foot/Trim: 0052 Sctr/Light Wood
Clearance price £ 525 Save £534
£ 14.58 a month for 3 years | 0% APR
Book A Free Appointment at Slough
The Inspire Roseland sofa collection would make a classic addition to any living space, combining high quality fabrics and timeless designs.
With a range of plain and patterned fabrics to choose from, each piece is complete with luxurious foam seat interiors as standard ensuring maximum support and comfort and fibre filled back cushions. Available in the collection are two sizes of sofas and sofa beds, with a range of coordinating chairs and footstools.
Make the Inspire Roseland sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: 0052 Duck Egg Oban Plaid
Foot/Trim: 0437 Sctr/Light Wood
Clearance price £ 525 Save £664
£ 14.58 a month for 3 years | 0% APR
Inspire
Roseland Fabric Snuggler ChairA Height | 97 cm | (38.2 in) |
---|---|---|
B Width | 148 cm | (58.3 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H97cm, W148cm, D96cm
- Floor to seat height: 52cm
- Depth of seat: 56cm
- Width of seating area between arms: 90cm
- Height of arm rest: 68cm
- Weight of product: 43kg
Colour: 0052 Duck Egg Oban Plaid
Foot/Trim: 0437 Sctr/Light Wood
Clearance price £ 525 Save £664
£ 14.58 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
The Inspire Roseland sofa collection would make a classic addition to any living space, combining high quality fabrics and timeless designs.
With a range of plain and patterned fabrics to choose from, each piece is complete with luxurious foam seat interiors as standard ensuring maximum support and comfort and fibre filled back cushions. Available in the collection are two sizes of sofas and sofa beds, with a range of coordinating chairs and footstools.
Make the Inspire Roseland sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative.
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Varenna Collection Navy
Foot/Trim: Oak Effect
Clearance price £ 450 Save £479
£ 12.50 a month for 3 years | 0% APR
Aquaclean
Mollie Fabric 3 Seater SofaA Height | 87 cm | (34.3 in) |
---|---|---|
B Width | 192 cm | (75.6 in) |
C Depth | 85 cm | (33.5 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H87cm, W192cm, D85cm
- Floor to seat height: 47cm
- Depth of seat: 55cm
- Width of seating area between arms: 140cm
- Height of arm rest: 66cm
- Weight of product: 41kg
Colour: Varenna Collection Navy
Foot/Trim: Oak Effect
Clearance price £ 450 Save £479
£ 12.50 a month for 3 years | 0% APR
Book A Free Appointment at Northampton Clearance Centre
Introducing the Aquaclean Mollie Fabric 3 Seater Sofa, a perfect blend of style, comfort, and practicality.
One of the standout features of this remarkable chair is its Aquaclean technology. The specially treated fabric offers superior stain resistance, ensuring that accidental spills and stains are no longer a cause for concern. With just a little water, any mishap can be effortlessly wiped away, keeping your chair looking fresh and clean. No need to worry about expensive cleaning services or complicated maintenance routines – Aquaclean technology makes it easy to keep your chair in pristine condition.
Make the Mollie sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Marine
Foot/Trim: Dark Feet
Clearance price £ 640 Save £459
£ 17.78 a month for 3 years | 0% APR
Living
Hoxton Velvet 3 Seater Left Hand Facing Chaise SofaA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 206 cm | (81.1 in) |
C Depth | 130 cm | (51.2 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W206cm, D130cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 170cm
- Height of arm rest: 68cm
- Weight of product: 62.5kg
Colour: Malia Marine
Foot/Trim: Dark Feet
Clearance price £ 640 Save £459
£ 17.78 a month for 3 years | 0% APR
Book A Free Appointment at Warrington
Introducing the Hoxton Velvet Maxi Sofa with a Left Hand Facing Chaise, a masterpiece of comfort and style that will transform your living space into a luxurious sanctuary. This exquisite sofa combines generous seating, a sleek design, and a chaise lounge for the ultimate in relaxation and sophistication.
Crafted with meticulous attention to detail, the Hoxton Velvet Maxi Sofa with Left Hand Facing Chaise showcases a modern and elegant silhouette that effortlessly complements any interior decor. Its spacious design, featuring a left-hand facing chaise, provides ample room for stretching out and unwinding in style.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Mallard
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Mallard
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Book A Free Appointment at Tunbridge Wells
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Book A Free Appointment at Dunstable Clearance Centre
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £219
Book A Free Appointment at Harlow
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Tara Turtledove Grey
Clearance price £ 510 Save £439
£ 14.17 a month for 3 years | 0% APR
Living
Ethan Power Recliner Chair with Head Tilt & LumbarA Height | 105 cm | (41.3 in) |
---|---|---|
B Width | 102 cm | (40.2 in) |
C Depth | 98 cm | (38.6 in) |
D Seat Height | 48 cm | (18.9 in) |
E Seat Depth | 53 cm | (20.9 in) |
F Arm Height | 65 cm | (25.6 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H105cm, W102cm, D98cm
- Floor to seat height: 48cm
- Depth of seat: 53cm
- Width of seating area between arms: 51cm
- Height of arm rest: 65cm
- Weight of product: 59.5kg
Colour: Tara Turtledove Grey
Clearance price £ 510 Save £439
£ 14.17 a month for 3 years | 0% APR
Book A Free Appointment at Northampton Clearance Centre
Introducing the Living Ethan Power Recliner Chair – a throne of opulence and innovation that transcends the boundaries of ordinary seating. This isn't just a chair; it's a gateway to a world where comfort and technology harmonise in a symphony of luxury.
Elevate your living space, redefine relaxation, and embrace the extraordinary with the Living Ethan Power Recliner Chair with Head Tilt & Lumbar Support. It's more than just a chair; it's an invitation to indulge in the art of comfort, where every moment is a reminder of the opulence you deserve.
Make the Ethan range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Vitolini Teal All Over
Foot/Trim: Swivel Base/No Trim
Clearance price £ 510 Save £419
£ 14.17 a month for 3 years | 0% APR
Living
Ashton Fabric Swivel Glider ChairA Height | 104 cm | (40.9 in) |
---|---|---|
B Width | 98 cm | (38.6 in) |
C Depth | 104 cm | (40.9 in) |
D Seat Height | 51 cm | (20.1 in) |
E Seat Depth | 54 cm | (21.3 in) |
F Arm Height | 69 cm | (27.2 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H104cm, W98cm, D104cm
- Floor to seat height: 51cm
- Depth of seat: 54cm
- Width of seating area between arms: 56cm
- Height of arm rest: 69cm
- Weight of product: 63kg
Colour: Vitolini Teal All Over
Foot/Trim: Swivel Base/No Trim
Clearance price £ 510 Save £419
£ 14.17 a month for 3 years | 0% APR
Book A Free Appointment at Bridgend
Introducing the Ashton swivel glider chair, a stylish and comfortable addition to any modern living room. This chair is designed with both form and function in mind, ensuring that you can relax in style.
Crafted with high-quality materials, the Ashton swivel glider chair is built to last. The sturdy base allows for 360-degree rotation, making it easy to find the perfect position. The chair also features a glider function, allowing for a smooth and soothing rocking motion that can help to calm and soothe you after a long day.
The sumptuous cushioning and soft upholstery make this chair a pleasure to sit in, while the sleek and modern design ensures that it will complement any living space.
Make the Ashton sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
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© 2024 A. Share & Sons Limited. All rights reserved |
Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA |
Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance.
© 2024 A. Share & Sons Limited. All rights reserved Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance