Clearance Sofas
Be quick and discover incredible savings across our stylish and comfortable clearance sofas. Featuring ex-display items, you'll be spoilt for choice with our not-to-be-missed clearance deals. Available in a catalogue of stylish colours and designs, there’s something for everyone. Act fast - once they’re gone, they’re gone.
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SEARCH 1000s OF EX-DISPLAY SOFAS
UP TO 60% OFF
DELIVERY WITHIN 7 DAYS*
*subject to availability
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Colour: Lucky Beige
Clearance price £ 1,200 Save £799.99
£ 33.33 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater Power Recliner SofaA Height | 109.2 cm | (43.0 in) |
---|---|---|
B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 106kg
Colour: Lucky Beige
Clearance price £ 1,200 Save £799.99
£ 33.33 a month for 3 years | 0% APR
Book A Free Appointment at North Shields
Elevate your home's comfort and style with the La-Z-Boy Tamla 3 Seater Power Recliner Sofa. This exceptional sofa combines luxury with innovation, making it the perfect addition to your living space. Crafted by La-Z-Boy, a brand renowned for quality and comfort, this sofa boasts three generously proportioned seats, each equipped with power reclining features. Now, relaxation is at your fingertips, as you recline to your preferred position with just the push of a button.
Whether it's movie nights with friends or peaceful evenings with family, this sofa offers the perfect blend of style and convenience. The La-Z-Boy Tamla 3 Seater Power Recliner Sofa is the embodiment of luxury and functionality, ensuring that your living space becomes a haven of relaxation and quality time with loved ones.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Flo Blush Collection
Foot/Trim: Brushed Gold
Clearance price £ 585 Save £764
£ 16.25 a month for 3 years | 0% APR
Ideal Home
Flo Fabric 3 Seater SofaA Height | 89.5 cm | (35.2 in) |
---|---|---|
B Width | 201 cm | (79.1 in) |
C Depth | 102 cm | (40.2 in) |
D Seat Height | 45 cm | (17.7 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 73 cm | (28.7 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H89.5cm, W201cm, D102cm
- Floor to seat height: 45cm
- Depth of seat: 55cm
- Width of seating area between arms: 147cm
- Height of arm rest: 73cm
- Weight of product: 50kg
Colour: Flo Blush Collection
Foot/Trim: Brushed Gold
Clearance price £ 585 Save £764
£ 16.25 a month for 3 years | 0% APR
Book A Free Appointment at Northampton
Presenting the Flo 3 Seater Sofa with Standard Back – Your Gateway to Timeless Comfort and Style
Elevate your living space with the exquisite Flo 3 Seater Sofa, where form meets function in perfect harmony. The Flo 3 Seater Sofa is draped in high-quality fabric upholstery, providing not only a pleasing visual appeal but also durability to withstand everyday use. The fabric offers a contemporary and chic finish to complement any interior decor.
Make the Flo sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 410 Save £289.99
£ 11.39 a month for 3 years | 0% APR
Living
Eliza Fabric 4 Seater SofaA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 244 cm | (96.1 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W244cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 193cm
- Height of arm rest: 66cm
- Weight of product: 34kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 410 Save £289.99
£ 11.39 a month for 3 years | 0% APR
Book A Free Appointment at Blackburn
Step into a world of opulence with the Eliza Fabric 4 Seater Sofa – a masterpiece of comfort and design that invites you to experience relaxation in its most exquisite form. This isn't just a sofa; it's a sanctuary where style and luxury converge to create an oasis of indulgence.
Imagine a space that's not just filled with furniture, but elevated with a touch of elegance. The Eliza Fabric 4 Seater Sofa isn't merely a seating arrangement; it's a visual symphony that transforms your living area into a gallery of comfort and refinement.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Lagore Beige
Clearance price £ 600 Save £599.99
£ 16.67 a month for 3 years | 0% APR
La-Z-Boy
Tamla Fabric 3 Seater SofaA Height | 109.2 cm | (43.0 in) |
---|---|---|
B Width | 227 cm | (89.4 in) |
C Depth | 99.1 cm | (39.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 52 cm | (20.5 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H109.2cm, W227cm, D99.1cm
- Floor to seat height: 52cm
- Depth of seat: 52cm
- Width of seating area between arms: 176cm
- Height of arm rest: 66cm
- Weight of product: 63kg
Colour: Lagore Beige
Clearance price £ 600 Save £599.99
£ 16.67 a month for 3 years | 0% APR
Book A Free Appointment at Telford
The La-Z-Boy Tamla 3 Seater Sofa is a masterpiece of comfort and timeless design, meticulously crafted to enhance your living space. This sofa, designed by La-Z-Boy, a brand synonymous with quality and innovation, offers three generously sized seats that provide the perfect retreat for relaxation. It embodies both luxury and durability, ensuring it remains a cherished addition to your home.
The versatile design seamlessly integrates with your room's layout, making it a versatile and stylish addition to any home. Whether it's hosting gatherings, enjoying movie nights, or simply unwinding in style, the La-Z-Boy Tamla 3 Seater Sofa promises hours of relaxation and countless cherished moments in a space that exudes both luxury and functionality.
Make the Tamla range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 250 Save £649
Living
Aurora Fabric Standard ChairA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 108 cm | (42.5 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 7 cm | (2.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W108cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 57cm
- Height of arm rest: 7cm
- Weight of product: 30kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Oak Effect
Clearance price £ 250 Save £649
Book A Free Appointment at Northampton Clearance Centre
Introducing the Aurora Standard Chair - a stylish and versatile seating option that combines comfort and sophistication in one elegant package. Whether you're looking to add a touch of luxury to your living room, bedroom, or office, this chair is the perfect choice.
Elevate your home or office decor with the Aurora Standard Chair. Its understated elegance, superior craftsmanship, and exceptional comfort make it a must-have addition to any space. Indulge in the luxurious seating experience provided by this remarkable chair and enjoy moments of relaxation in style.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Luna Collection Beige/Option 2
Foot/Trim: Mahogany Effect
Clearance price £ 250 Save £649
Living
Aurora Fabric Standard ChairA Height | 93 cm | (36.6 in) |
---|---|---|
B Width | 108 cm | (42.5 in) |
C Depth | 89 cm | (35.0 in) |
D Seat Height | 52 cm | (20.5 in) |
E Seat Depth | 55 cm | (21.7 in) |
F Arm Height | 7 cm | (2.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H93cm, W108cm, D89cm
- Floor to seat height: 52cm
- Depth of seat: 55cm
- Width of seating area between arms: 57cm
- Height of arm rest: 7cm
- Weight of product: 30kg
Colour: Luna Collection Beige/Option 2
Foot/Trim: Mahogany Effect
Clearance price £ 250 Save £649
Book A Free Appointment at Stafford
Introducing the Aurora Standard Chair - a stylish and versatile seating option that combines comfort and sophistication in one elegant package. Whether you're looking to add a touch of luxury to your living room, bedroom, or office, this chair is the perfect choice.
Elevate your home or office decor with the Aurora Standard Chair. Its understated elegance, superior craftsmanship, and exceptional comfort make it a must-have addition to any space. Indulge in the luxurious seating experience provided by this remarkable chair and enjoy moments of relaxation in style.
Make Aurora range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £589
Living
Hoxton Compact Velvet Standard ChairA Height | 84 cm | (33.1 in) |
---|---|---|
B Width | 90 cm | (35.4 in) |
C Depth | 80 cm | (31.5 in) |
D Seat Height | 44 cm | (17.3 in) |
E Seat Depth | 50 cm | (19.7 in) |
F Arm Height | 68 cm | (26.8 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H84cm, W90cm, D80cm
- Floor to seat height: 44cm
- Depth of seat: 50cm
- Width of seating area between arms: 55.5cm
- Height of arm rest: 68cm
- Weight of product: 24.5kg
Colour: Malia Blush Pink
Foot/Trim: Dark Feet
Clearance price £ 270 Save £589
Book A Free Appointment at Dunstable Clearance Centre
The Hoxton Velvet Standard Chair is not just a piece of furniture; it's a statement of style. Its sleek silhouette, featuring clean lines and elegant curves, adds a touch of sophistication to any space.
Whether you're furnishing a contemporary living room, creating a cosy reading corner, or adding a refined touch to your bedroom, the Hoxton Velvet Standard Chair is a versatile choice.
Make Hoxton range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Pluto Cream/3
Foot/Trim: Chrome Feet
Clearance price £ 1,700 Save £1,949
£ 47.22 a month for 3 years | 0% APR
LLB
Regency Fabric 3 Corner 3 SofaA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 282 cm | (111.0 in) |
C Depth | 282 cm | (111.0 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 66 cm | (26.0 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W282cm, D282cm
- Floor to seat height: 47cm
- Depth of seat: 66cm
- Width of seating area between arms: 221cm
- Height of arm rest: 66cm
- Weight of product: 156kg
Colour: Pluto Cream/3
Foot/Trim: Chrome Feet
Clearance price £ 1,700 Save £1,949
£ 47.22 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Introducing the LLB Regency Fabric 3 Corner 3 - the pinnacle of elegance and comfort. This exceptional sectional sofa is crafted with meticulous attention to detail and boasts a regal design that exudes luxury and sophistication.
Upgrade your living space with the LLB Regency Fabric 3 Corner 3 and indulge in the perfect combination of luxury and comfort. Immerse yourself in the beauty and coziness of this exceptional sectional sofa, making it the heart of your home's social gatherings and cherished moments. Elevate your home decor with this exquisite piece, transforming your living room into a haven of style and sophistication.
Make the LLB at Home Regency collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Vitolini Beige All Over
Foot/Trim: Swivel Base/Trim
Clearance price £ 510 Save £339.99
£ 14.17 a month for 3 years | 0% APR
Living
Ashton Fabric Swivel Glider ChairA Height | 104 cm | (40.9 in) |
---|---|---|
B Width | 98 cm | (38.6 in) |
C Depth | 104 cm | (40.9 in) |
D Seat Height | 51 cm | (20.1 in) |
E Seat Depth | 54 cm | (21.3 in) |
F Arm Height | 69 cm | (27.2 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H104cm, W98cm, D104cm
- Floor to seat height: 51cm
- Depth of seat: 54cm
- Width of seating area between arms: 56cm
- Height of arm rest: 69cm
- Weight of product: 63kg
Colour: Vitolini Beige All Over
Foot/Trim: Swivel Base/Trim
Clearance price £ 510 Save £339.99
£ 14.17 a month for 3 years | 0% APR
Book A Free Appointment at Northampton Clearance Centre
Introducing the Ashton swivel glider chair, a stylish and comfortable addition to any modern living room. This chair is designed with both form and function in mind, ensuring that you can relax in style.
Crafted with high-quality materials, the Ashton swivel glider chair is built to last. The sturdy base allows for 360-degree rotation, making it easy to find the perfect position. The chair also features a glider function, allowing for a smooth and soothing rocking motion that can help to calm and soothe you after a long day.
The sumptuous cushioning and soft upholstery make this chair a pleasure to sit in, while the sleek and modern design ensures that it will complement any living space.
Make the Ashton sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Harriet Collection Blush
Foot/Trim: Antique Walnut Effect
Clearance price £ 505 Save £444
£ 14.03 a month for 3 years | 0% APR
Botanicals
Bloom Velvet 3 Seater Sofa Scatter BackA Height | 91 cm | (35.8 in) |
---|---|---|
B Width | 206 cm | (81.1 in) |
C Depth | 90 cm | (35.4 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 58 cm | (22.8 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H91cm, W206cm, D90cm
- Floor to seat height: 50cm
- Depth of seat: 58cm
- Width of seating area between arms: 161cm
- Height of arm rest: 66cm
- Weight of product: 52kg
Colour: Harriet Collection Blush
Foot/Trim: Antique Walnut Effect
Clearance price £ 505 Save £444
£ 14.03 a month for 3 years | 0% APR
Book A Free Appointment at Plymouth
Introducing the Bloom Velvet 3 Seater Sofa Scatter Back - a masterpiece of comfort and style. This exquisite sofa is thoughtfully designed to be the focal point of your living space, providing a luxurious and inviting seating experience with a contemporary touch.
Upgrade your living room with the Bloom Velvet 3 Seater Sofa Scatter Back and create an ambiance of sophistication and comfort. This exceptional piece of furniture is designed to elevate your lifestyle and transform your home into a haven of relaxation and modern refinement.
Make the Bloom sofa collection even more affordable and take advantage of our 3 years interest free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 275 Save £224.99
Living
Eliza Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 275 Save £224.99
Book A Free Appointment at Northampton Clearance Centre
Introducing the Eliza Fabric Love Chair – a haven of intimacy and elegance that redefines cosiness and style in your living space. This isn't just a chair; it's a declaration of comfort, an invitation to snuggle up and create cherished moments.
As you settle into its embrace with a loved one, you'll realise that this chair isn't just about comfort; it's about celebrating relationships and making memories that last a lifetime.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: A920 Meadow Blush
Clearance price £ 455 Save £594
£ 12.64 a month for 3 years | 0% APR
G Plan
Newmarket Standard ChairA Height | 104 cm | (40.9 in) |
---|---|---|
B Width | 84 cm | (33.1 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 49 cm | (19.3 in) |
E Seat Depth | 51 cm | (20.1 in) |
F Arm Height | 61 cm | (24.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H104cm, W84cm, D96cm
- Floor to seat height: 49cm
- Depth of seat: 51cm
- Width of seating area between arms: 52cm
- Height of arm rest: 61cm
- Weight of product: 30.65kg
Colour: A920 Meadow Blush
Clearance price £ 455 Save £594
£ 12.64 a month for 3 years | 0% APR
Book A Free Appointment at Bedford
The G Plan Newmarket Standard Chair, a pinnacle of comfort and style brought to you by the renowned UK upholstery brand, G Plan. With over a century of dedication to crafting high-quality furniture, G Plan has earned a reputation for excellence in creating superior sofas and chairs.
Choose from a palette of fabric colours and an array of leather hues to personalize your Newmarket Standard Chair to match your unique taste and interior decor. Each piece in this collection is thoughtfully designed with fibre-filled back cushions and foam seat interiors, providing an optimal blend of support and plush comfort. The Newmarket Standard Chair exemplifies G Plan's commitment to creating furniture that not only complements your living space but also enhances your overall relaxation experience.
Make the Newmarket range even more affordable and take advantage of our 3 years interest-free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Pluto Cream/3
Foot/Trim: Chrome Feet
Clearance price £ 650 Save £899
£ 18.06 a month for 3 years | 0% APR
LLB
Regency Fabric Snuggler ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 152 cm | (59.8 in) |
C Depth | 103 cm | (40.6 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 66 cm | (26.0 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W152cm, D103cm
- Floor to seat height: 47cm
- Depth of seat: 66cm
- Width of seating area between arms: 10cm
- Height of arm rest: 66cm
- Weight of product: 65kg
Colour: Pluto Cream/3
Foot/Trim: Chrome Feet
Clearance price £ 650 Save £899
£ 18.06 a month for 3 years | 0% APR
Book A Free Appointment at Dunstable Clearance Centre
Introducing the LLB Regency Fabric Snuggler Chair - the epitome of elegance and coziness. This charming and versatile chair is meticulously crafted to bring timeless charm and comfort to your living space, creating the perfect spot for relaxation and intimate moments.
Elevate your living space with the LLB Regency Fabric Snuggler Chair and embrace the perfect blend of luxury and comfort. Immerse yourself in the beauty and coziness of this exceptional chair, making it the heart of your home's intimate gatherings and cherished memories. Transform your living room into an oasis of style and sophistication with this exquisite piece, where elegance and comfort unite harmoniously.
Make the LLB at Home Regency collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
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© 2024 A. Share & Sons Limited. All rights reserved |
Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA |
Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance.
© 2024 A. Share & Sons Limited. All rights reserved Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance